Home and Auto Insurance Bundling

Yes. Mercury Insurance offers a multi-policy discount when you bundle home and auto insurance. Bundling is also a convenient way to save time and avoid the hassle of managing multiple policies through different companies. You can pay your bills, file and manage claims, and make changes to your policies all in one place.

Bundling home and auto insurance can save hundreds of dollars each year. Convenience is also valuable. If you already have Mercury Insurance for either home or auto, why spend the extra time searching elsewhere when you can lock in a great deal with us? Plus, all your bills and policy information will be in one place, saving you even more time and hassle. Speak to a Mercury agent by calling (866) 650-7037 or get a free quote online to determine how much you can save with a home and auto insurance bundle.

Your driving habits, vehicle, location, and budget all determine how much coverage you need. You should consider the following when thinking about your auto insurance coverage options:

• Your state may require you to have liability insurance.
• If you’re making payments on your car, you may be required to have collision coverage.
• Choosing a higher deductible lowers the amount you pay for insurance, but it also increases the amount you pay out-of-pocket after a loss.
• If you have an older vehicle with a lower value, it might not make sense to pay for more expensive lines of coverage.

Thinking about these things will help you better understand what level of car insurance you need. Mercury has more tips on this subject, and we always recommend speaking with one of our agents. An agent can create a customized policy tailored to your needs.

The cost of auto insurance depends on a number of factors, including the vehicle you drive, where you live, your driving record, your age, your marital status, your type of vehicle, and more. To find out exactly how much auto insurance will cost you, call a Mercury agent at (844) 811-6039 or get a free quote online.

Unlike auto insurance, you’re not required by law to have a certain amount of coverage for your home. If you’re paying off a mortgage, however, the lender may require you to have homeowners insurance to protect the property from unexpected damage. Your home is a large investment, and you don’t want to lose any of its value to an unforeseen disaster, so it’s a good idea to protect it with homeowners insurance.

Conducting an appraisal is the best way to find out how much coverage you may need. In addition to working with your Mercury agent, we recommend hiring an independent and licensed professional every several years to calculate the cost of rebuilding your home with similar quality materials. Remember, this value may differ from your home's actual market value. Once the appraisal is completed, you'll better understand how much coverage is needed to protect your investment. You should also let your agent know if you plan to make any upgrades to ensure you have the proper amount of coverage in the event disaster strikes.

The best time to bundle your insurance with Mercury is when you're looking to save money and simplify things. It’s especially helpful if you’ve just bought a new home or car because combining those policies can lead to big discounts. If your policy is up for renewal, it’s also a good time to think about bundling to make sure you're getting the best deal. Life changes like getting married or having kids are another moment to consider bundling, as it can help keep everything organized and save you some money.

Yes, bundling and multi-policy mean the same thing. Both refer to having more than one type of insurance policy with the same company, like auto and home insurance.